


Social desirability, framing, hypothetical willingness to pay: which biases change answers, how to recognise them and what that means for pricing and concept decisions.

In short
Surveys are indispensable for understanding the motives, barriers and language of a target group. As a basis for a concrete decision, they have one weakness: they measure what people say about their future behaviour. Eight biases are particularly relevant for pricing, product and plan decisions.
Accepting a price in a survey costs nothing. A meta-analysis of more than 100 studies shows that respondents state a willingness to pay around 20% higher than what they actually pay (Schmidt and Bijmolt, 2020). For a plan or a premium, this means: the stated number is a starting point, not a basis for a decision.
People answer the way that goes down well: more sustainable, healthier, more prudent (Krumpal, 2013). For supplementary insurance, a green energy plan or a premium product, surveys therefore often overestimate demand.
Many respondents tend to agree with statements rather than disagree, regardless of the content (Krosnick, 1999). Questions like “Would you use this offer?” therefore produce more yeses than a neutral wording or a real choice between alternatives.
The same information has a different effect depending on how it is phrased (Tversky and Kahneman, 1981). “€10 discount” and “€10 surcharge without the promotion” are mathematically identical but are judged differently. In a survey, the wording rather than the offer often determines the result.
A number mentioned beforehand influences the following estimate (Tversky and Kahneman, 1974). Anyone who sees a high price first then states a higher willingness to pay. In price surveys with several price points, this is hard to avoid.
The position of an answer option influences how often it is chosen (Krosnick and Alwin, 1987). In concept comparisons, the variant shown first or last often benefits. Rotation helps but does not eliminate the effect.
In a survey, an offer gets full attention. On the market, it competes with alternatives, distraction and limited time. What convinces in the survey is often lost in the real environment.
Simply asking about an intention can change later behaviour (Sherman, 1980; Morwitz, Johnson and Schmittlein, 1993). Someone asked whether they will buy a product engages with it differently from someone who comes across it in everyday life.

A test with real purchase behaviour avoids several of these biases because nobody is asked: people see a realistic offer and decide. Each group sees exactly one variant, which removes anchoring and order effects between variants. Behavioural measurement does not replace research into motives, though. Why people decide the way they do is still best explored with interviews and surveys.
Reduced, yes; avoided, no. Rotation, neutral wording and indirect questions help. The missing consequence of the answer remains.
No. They are strong for exploration, motives and hypotheses. For the final decision between specific variants, complement them with measured behaviour.
About the author
Daniel Putsche
Founder and CEO of Horizon. Works with product, pricing and insights teams to base decisions on measured purchase behaviour.
Bring your decision question, we sketch a possible test design with you. No preparation needed on your side.
You will talk to Daniel Putsche
Founder & CEO, 30 minutes